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A cash-out refinance is a refinancing option that means that you can repay your existing mortgage with a larger mortgage. You’ll acquire the difference like a lump sum to employ the way you’d like (minus any closing prices and fees). Repayment terms typically array as many as thirty a long time.
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You’ll also have to meet specific specifications to qualify to get a cash-out refinance. These could vary by lender, but the following rules are thought of standard by a lot of establishments:
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